He did it! Rod did it! He cut up ALL of our credit cards! Today is his late day at work. This morning we read the Bible and then he read us the Dave Ramsey books. Afterwards, I was cleaning up the breakfast dishes and I looked over at Rod. He was standing over the trashcan cutting up his credit cards. I was in shock and the kids were cheering. There was a dramatic pause as he cut up his beloved Best Buy card. I then went and got my cards out of the fire safe and he proceeded to cut those up as well. I felt physically ill during this process as this has been our back-up. I knew that if an emergency came up we could put it back on the cards, or if there was a great deal that we didn’t have the cash for now, we could put it on the cards. The children cheered the whole time. One thing is for certain, I’m really motivated to get our emergency fund in place now. Another thing too, this is radically changing our lives!